I’ve been working in the last few years of getting rid of big tech services. PayPal and Amazon are left. I’ve been questioning the need for PayPal in a world of virtual credit cards. My main reason for using it was security of purchase but I feel this need is no longer there. BTW, equivalent EU service to PayPal that is equally well accepted? Feels like this one may be more difficult to satisfy.
Great list and you are right. The other thing I would mention is the option to sometimes “go without”. Take a look at the popular items on Amazon and a good chunk of that list are not strictly necessary for a good life.