I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I’m doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.
It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.
Is anyone else still predominantly using cash day to day?
😂 The way you wrote it I imagined your pants dropping during a fight.
When I exchanged it I’d always end up with well over 100 euros, even 200.
It was also useful when I was low on money. Just yesterday my account was in the negative because… apparently it is possible for companies to get money from me when I have none? Well at least the coins were always safely there in my drawer so I could you know… eat?