I had a cool grey and orange theme it was sexy, looked like a pack of Marlboro Black
Everybody jealous of my 100 house plants
I had a cool grey and orange theme it was sexy, looked like a pack of Marlboro Black
chonky boi with two mommies
Until their frontal lobe fully develops I will do it for them.
First of all, let’s subtract the capital repayment part of the mortgage, if it isn’t an interest only mortgage to begin with, then let’s set interest rates to basically zero for over a decade. Now find me a single instance of rent being cheaper than a corresponding mortgage. You can’t. You can’t ever find a single example, except by charity. It isn’t possible. It doesn’t exist. Get it through you stupid fucking thick head. It has never happened. It is never going to happen. And if it ever does happen, it will only be true for a moment, because you know what happens to your rent every year? It goes the fuck up. Your fucking rent goes up. That means you pay more the next year than you did the year previous. Do you get that? Is that hard for you to understand? Do you know what happens to your mortgage one year to the next? You wanna know what happens? It stays the fuck the same. Do you follow? So imagine this, it’s 1995, you just bought a house for 100k, you put down a 20k deposit, your mortgage is 80k, interest rates are low, so lets say your repayment is 500 per month on average. 25 years later, you make your final payment, you now own your home outright, but guess what, it has been 25 years, and your home has doubled in value not once, but twice, and it keeps on growing, your house is now worth 450k, you couldn’t buy it today with a 20k deposit, you need a 90k deposit minimum, and what’s the repayment on a 350k mortgage? 2k? now imagine if you had been renting. over the course of 25 years, the landlord would take that mortgage repayment (including the capital repayment), add on their other expenses, then add on profit, so you would start off paying 600 per month, and over the course of 25 years, you would accumulate nothing, you would save nothing, you would own nothing, and now your monthly rent would be 2400 a month minimum. I have done the maths. My fucking career is this kind of maths. I went to university for this shit. I know what the fuck I’m talking about. Does your stupid fucking pigeon brain comprehend how many times over you would pay off your landlords mortgage over the course of 25 years, with rent going up every year? 5 fucking times minimum, 7 or 8 if you live in a capital city. Don’t fucking insult my intelligence telling me hyuck well sometimes you can get rent cheaper than a mortgage. It isn’t fucking true. You cannot will this shit to be true by saying it. It is false. a lie. untrue. incorrect. fucking wrong. but you know what is true? every fucking time I hear someone defending the rental system, they eventually admit to being a landlord themselves. fuck off porky.
well the landlord has to pay for expenses as well 🤓
fucking nerd
you know what I hate about landlords the most though is you can never fucking get them to admit that they are making money, they always cry they are barely able to cover the mortgage, and I say, OK, you can cover the mortgage, so that’s a 50% profit margin already, go fuck yourself
edit:
Fuck you.
Feel free to do your own figures, and at best make this seem marginally less obscene, I’m just trying to illustrate a point, do you want to A) pay a £200 mortgage and own a big fuck off house you can mortgage again to fund your retirement, or do you want to B) pay £1100 in rent to a parasite freak whose permission you need to paint the walls, who humiliates you with quarterly property inspections, who makes you live in disgusting conditions with mould and bug infestations and refuses to ever fix anything, and if they ever have to, they put the rent up, threaten to kick you out, and then give you a shitty reference which you fucking need if you don’t want to be homeless, and then do you want to retire with fucking nothing, because you never had a house as a savings vehicle?
people who make bullshit arguments in favour of renting should undergo mandatory cock and ball torture
and before anyone cries about my maths, even landlords on landlord websites will admit that they expect a return of at least 8% pa after expenses - if it wasn’t such a good deal for them, they wouldn’t do it, they would just put their money in stocks or something idfk
The returns are even higher if you buy a regular house and then carve it up into tiny flats unfit for human habitation
Maybe the base mortgage payment, but you also have to pay for insurance, taxes, maintenance, utilities.
Find me a landlord that doesn’t price every one of these things into the rent
Senior management people making 200k a year for all the work have to be the most cucked people on the planet. It is pathetic that we let every org get taken over by people less useful than a sponge, and we pay them hundreds of millions for the privelege. Even so called mutuals and co-operatives which are in theory owned by their own members still succumb to this embarassing plague. I don’t know who among these losers first decides on behalf of everyone else we need to get a daddy dom and become pay pigs.
love how that guy who climbed the fence and got shot by his own guys on the walk back wasn’t considered a terrorist by the media despite 1) being a lone wolf and 2) not operating as part of an authorised military action. I suppose that latter point is because all Israeli’s take part in an authorised military action as an occupying force every second of every day.
Surely you can find a source that spins it in a negative way?
Ah OK got you thanks
Yeah no I agree using LimeWire as a kid was wild, it’s just I stopped pirating when OG TPB got taken down and never really figured out how to get back into it.
seems that way
Awesome
What? You can search the sites just fine on their own search engine. The *arrs and jacket/prowlarr are just unifying the searching into one engine and the *arrs parse and categorize your searches to help you find the stuff you want.
I’ve been trying to understand this stuff without seeing any of it
Thanks for the help, this answers pretty much everything I was confused about
This is incredibly helpful, thank you. I couldn’t figure out exactly what Rapidgator was used for before, if it similar to Debrid and used to indirectly download files from other file sharing websites then that makes sense.
Niceee, thank you, and the sites for movies etc, they’re usually reliable and trustworthy?
Thanks, I will hit you up if I get confident it will not go to waste
oh interesting
you are gonna have to spell it out for me cause I have no idea what you just said
I am pretty sure I am not allowed to own Monero as I had to jump through a LOT of hoops to get it
Edit:
Apparently it is not, I just wasn’t allowed to buy it easily because of reasons
Functional though, you could just open your start menu and find what you wanted immediately instead of typing to search for it like I have been doing for the last 5-10 years