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Cake day: April 21st, 2024

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  • Other countries have them as well but the US has the most pervasive one.

    Your credit score is based on the history of accounts and payments. If you have late payments it goes down. If you have many accounts for a long time in good standing it is goes up. A person who has many accounts and has paid off everything for 15 years might have a score of 800. Someone who has missed credit card payments and has things in collections might have a 550.

    When you go to get a loan for a house or car the high credit score person might be given a 5% loan and the low credit score person no loan or a very poor rate sometimes over 20%. It can take years to change your credit score.


  • Every system is racist because every system is human and humans are flawed. Credit scores include systemic racism and banks making calls based on their gut is direct practiced racism. Systemic racism is much easier to slowly over time work out as long as you recognize it. But the only way to stop direct racism is to take at least some of the power away from individuals.

    The systemic racism like the structural one in the argument can only be gotten rid of if you entirely removed the concepts of loans. The problem with that is it is impossible. The majority of the folks who have attempted to outlaw usury and loans entirely are not really looked back upon fondly in a historical sense.





  • I get it, but we should as a community try to be better than that.

    AI won’t fail. It already is past the point where failing or being a fad was an option. Even if we wanted to go backwards, the steps that were taken to get us to where we are with AI have burned the bridges. We won’t get 2014 quality search engines back. We can’t unshitify the internet.


  • That AI is the one you make or at least host. No one is going to host an online AI for you that is 100% ethical because that isnt profitable and it is very expensive.

    When you vilianize AI you normalize AI use as being bad. The end result is not people stopping use of AI it is people being more okay with using less ethical AI. You can see this with folks driving SUVs and big trucks. They intentionally pick awful choices because the fatigue of being wrong for driving a car makes them just accept that it doesn’t matter.

    It feels dumb, it is dumb, but is what happens.














  • Linus shouldn’t have to get involved at all. Each part of the Kernel should be handled independently by the maintainers. Linus responding publicly to outside forces is fine but once he has to step in to handle public fights between individuals who are supposed to work together it is a problem.

    Linux staying C focused is a valid thing to do. It is very hard to get folks to contribute to the kernel and if you cut out anyone who doesn’t know Rust, a language with at best 5% the adoption rate of C, you will run into spots where sections of the kernel are unmaintained due to no willing and qualified person covering it.

    Adding Rust based functionality and support is great. Changing APIs to require maintainers to learn Rust to continue to maintain the code they are experts in is unacceptable.