I am not sure if enhanced (and force-fed) security features are the main problems here. Monopolies, spying and not having easily accessible alternatives (easy from the perspective of a more average user) are the main problems. Because google and apple are monopolies, most security critical apps like banking apps (that you unfortunately need now a days) don’t support alternative OSs which also feedbacks the monopoly. Otherwise I am fine if some people opt for a phone that is basically a locked black box for them so long as there are other alternatives (including those which are still super secure/locked but does not spy).
It is much more crazy to me that you have to fight your device so that it does not sneakily do something that you don’t want it to do (like install AI out of the blue or use data for mapping your habits). And most average users won’t give this fight and that is what these companies really count on.
They do but they focus so much on their apps that apps are becoming more practical than the websites to use for small tasks. They are even trying to usher people to use their apps for seed generators. And some other stuff like seeing instantly how much money was withdrawn from your account after a purchase only is useful with a phone app notification. Other “digital banks” like revolut or monzo simply does not exists outside of the app world and in terms of exchange rates and what not, they simply have no competition if you travel couple times a year.
I am not sure if enhanced (and force-fed) security features are the main problems here. Monopolies, spying and not having easily accessible alternatives (easy from the perspective of a more average user) are the main problems. Because google and apple are monopolies, most security critical apps like banking apps (that you unfortunately need now a days) don’t support alternative OSs which also feedbacks the monopoly. Otherwise I am fine if some people opt for a phone that is basically a locked black box for them so long as there are other alternatives (including those which are still super secure/locked but does not spy).
It is much more crazy to me that you have to fight your device so that it does not sneakily do something that you don’t want it to do (like install AI out of the blue or use data for mapping your habits). And most average users won’t give this fight and that is what these companies really count on.
Do some banks not have websites anymore?
The website only works with Chrome
They do but they focus so much on their apps that apps are becoming more practical than the websites to use for small tasks. They are even trying to usher people to use their apps for seed generators. And some other stuff like seeing instantly how much money was withdrawn from your account after a purchase only is useful with a phone app notification. Other “digital banks” like revolut or monzo simply does not exists outside of the app world and in terms of exchange rates and what not, they simply have no competition if you travel couple times a year.