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Joined 2 years ago
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Cake day: July 3rd, 2023

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  • When this comes up, which isn’t that often, I typically ask them where the line is. Like, presumably there’s something a company could do that’s so evil that they wouldn’t support it. What is it, for them? Crushing babies live on TV? That’s probably too far, right? So then we can sort of do a binary search between that line and where we are, and try to find what is too much for them. I suspect for many people it’s “am I personally, immediately, harmed by this, in a way I can’t rationalize?”






  • jjjalljs@ttrpg.networktomemes@lemmy.worldRinse & Repeat
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    11 hours ago

    Many people are just scared all the time. No one’s smart when they’re scared. The body doesn’t let you. They think the police will protect them.

    Right wing media is largely to blame. And segregation and under funded education, public spaces. And suburbs + car culture isolating everyone.

    Pretty much every right wing idea is bad.










  • jjjalljs@ttrpg.networktomemes@lemmy.worldLife frustrations
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    2 days ago

    When people talk about their income they usually talk about gross, which is pre-tax. When someone says “I make $100k a year” they don’t typically mean they take home net $100k.

    Investments are typically also only taxed when you realize the gains, so if you have $3mm and “earn” $300k, you only pay taxes if you sell some of that. Other interest, like from a high yield savings, is taxed as income.

    Health insurance is a nightmare, but there are options in this hellscape for buying it. Many poor people are also just uninsured, so you’re not much worse off than them in this scenario.

    Did you have any details you wanted to talk about, or did you just want to try to be pithy?


  • jjjalljs@ttrpg.networktomemes@lemmy.worldLife frustrations
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    2 days ago

    It is kind of fucked up that if you’re even mildly rich, you essentially get basic income.

    If you have $1 million, a fairly conservative investment strategy will get you $100k per year. That’s about the median income for NYC. You’ll probably get closer to $150k, since vanguard usually gets about 15% returns. That’s just sticking the money in Vanguard and doing nothing else. Sit at home playing final fantasy and “earn” more than a teacher.

    If you’re richer, but not even mega-rich, say $3 million, you can put it in an *insured high yield savings and take home $135,000 a year. Or diversify, put some in vanguard, some in bonds, and some in high yield savings. You’ll “earn” more than many people do at their jobs.

    You could then just do what you want with your days. Write a book. Finish your backlog of games. Start a band. Whatever you want. You’d be free.

    I want everyone to have basic income, not just the rich.





  • I take public transit or walk almost everywhere. It’s not very stressful. I’d like to bike more, but there are too many cars and not enough separated bike lanes.

    CitiBike, a bike rental service in NYC, is pretty good. You don’t have to worry about locking your bike up or storing it. You just pick one up, ride it, and return it. Unfortunately it’s kind of pricey and run for profit, and sometimes there aren’t enough bikes (or too many bikes, and no docks to return yours to). And the bikes aren’t the highest quality. Also, as always, the cars really sour the whole experience. But I think a public run bike rental service would be good.