• marcos@lemmy.world
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    15 days ago

    Yep. Just because one side is bad, it doesn’t mean the other is any good.

    Cryptocurrency is still dependent of a pyramid scheme and criminals-enabling. Credit card companies are still a private owned government branch with no concern for human rights and criminals-enabling.

    • BombOmOm@lemmy.world
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      15 days ago

      I learned recently FedNow is a payment processor ran by the Federal Reserve, with a fee of $0.043 per transaction. Making it much, much cheaper than every other payment processor out there.

      It just launched two years ago; I’m wondering if this might become more of a thing moving forward for digital payments.

      • AmbitiousProcess (they/them)@piefed.social
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        15 days ago

        It’s also a heck of a lot quicker to process, (effectively instant) and works even on holidays.

        And of course, banks like Bank of America, Capital One, and tons of other financial institutions simply refuse to use it, because that would mean spending money on changing their infrastructure, and making it more convenient for people to also use accounts outside of theirs.

        Seriously, it’s been ages, and they’ve refused to use it at all, even though it’s purely a financial and technical upside for every user once it’s implemented.

    • Eugene V. Debs' Ghost@lemmy.dbzer0.com
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      15 days ago

      Cryptocurrency is still dependent of a pyramid scheme and criminals-enabling.

      As we all know, Visa and MasterCard have never been used by criminals. As soon as a criminal touches a card, the card turns into ash.