• mrgoosmoos@lemmy.ca
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      3 hours ago

      kind of missing the point by not explaining how it prevents fraud

      I’ve never needed to show my card signature for anything. ever. I’m not even sure when that would be helpful

      my cc has a code to use it via chip. online usage doesn’t require the signature. giving cc details via phone obviously doesn’t involve a visible signature. when would it ever be relevant?

    • Mac@mander.xyz
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      7 hours ago

      If that was actually the case it would help prevent fraud to leave it unsigned because it would be two-factor auth.

      But in reality ive never been IDd for not having it signed.

          • toynbee@lemmy.world
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            6 hours ago

            I’ve seen a few people write “please see ID” or similar in the signature field. I’ve also seen many cashiers either not check the signature at all, or do so entirely performatively (IE, not trying to match the signatures or, in the case I described above, not looking closely enough to see that the payer has requested extra diligence).

            Also, a lot of places I’ve been no longer ask for a signature under a certain cost. At one store around here, the machine prompts for a signature, but unless I proactively start it, the merchant just swipes a line across the screen with their finger.

            • Mac@mander.xyz
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              4 hours ago

              Yep, I’ve seen the same on all accounts. Yet we’ll be the ones that deal with any consequences that come up if anything ever happened.

              At least it’s easy to lock a lost card.