I met her once. I didn’t even recognise her until I had to ask for ID (American tourists never sign their credit cards). And then I was like, oh. It’s Monica Lewinsky.
kind of missing the point by not explaining how it prevents fraud
I’ve never needed to show my card signature for anything. ever. I’m not even sure when that would be helpful
my cc has a code to use it via chip. online usage doesn’t require the signature. giving cc details via phone obviously doesn’t involve a visible signature. when would it ever be relevant?
I’ve seen a few people write “please see ID” or similar in the signature field. I’ve also seen many cashiers either not check the signature at all, or do so entirely performatively (IE, not trying to match the signatures or, in the case I described above, not looking closely enough to see that the payer has requested extra diligence).
Also, a lot of places I’ve been no longer ask for a signature under a certain cost. At one store around here, the machine prompts for a signature, but unless I proactively start it, the merchant just swipes a line across the screen with their finger.
In the UK it’s a thing. Especially if you don’t have chip and pin. If you don’t have a signature, we don’t take payment unless you have photo ID with the same name. We’re not paid enough to risk a jail sentence for putting through a stolen card.
I’ve had to fill out a few forms requiring signatures at work and am rarely asked to provide a physical copy. I don’t always have the means to use the “something I have and something I know” method and printing something, signing it and rescanning it back is just tedious.
Instead, either Adobe or OSX - I’m not sure which - offers to generate a signature for you. Signatures don’t really have inherent value anyway, but I think it’s funny that this is even more meaningless since the system is just generating what it thinks yours should be. Also, I haven’t really experimented but I would be surprised if the signature is unique.
You can sign with a mouse or touchpad but those results always look less like my actual signature than the generated one does.
There are places that ask for it, and it was common before also, at least in the US. Are you perhaps on the younger side, or haven’t been much in the US about…m 10 to 15 years ago? That’s when I had the most signature confirming type stuff, with some places not accepting a card that wasn’t signed (usually smaller shops that didn’t have a customer facing POS device, or offline CC stuff, which occasionally happened at places like Cons).
For those who also don’t know who Monica Lewinsky is: https://en.wikipedia.org/wiki/Monica_Lewinsky
I met her once. I didn’t even recognise her until I had to ask for ID (American tourists never sign their credit cards). And then I was like, oh. It’s Monica Lewinsky.
sign my credit card? why tf would I sign my credit card?
To help prevent fraud. It takes like two seconds.
kind of missing the point by not explaining how it prevents fraud
I’ve never needed to show my card signature for anything. ever. I’m not even sure when that would be helpful
my cc has a code to use it via chip. online usage doesn’t require the signature. giving cc details via phone obviously doesn’t involve a visible signature. when would it ever be relevant?
If that was actually the case it would help prevent fraud to leave it unsigned because it would be two-factor auth.
But in reality ive never been IDd for not having it signed.
How would it help to leave it unsigned?
So they’ll check your ID to make sure the names match.
I’ve seen a few people write “please see ID” or similar in the signature field. I’ve also seen many cashiers either not check the signature at all, or do so entirely performatively (IE, not trying to match the signatures or, in the case I described above, not looking closely enough to see that the payer has requested extra diligence).
Also, a lot of places I’ve been no longer ask for a signature under a certain cost. At one store around here, the machine prompts for a signature, but unless I proactively start it, the merchant just swipes a line across the screen with their finger.
Yep, I’ve seen the same on all accounts. Yet we’ll be the ones that deal with any consequences that come up if anything ever happened.
At least it’s easy to lock a lost card.
In the UK it’s a thing. Especially if you don’t have chip and pin. If you don’t have a signature, we don’t take payment unless you have photo ID with the same name. We’re not paid enough to risk a jail sentence for putting through a stolen card.
Leave it unsigned for the two-factor authentication. 👌
Why would you not sign it and then use signing as a method of verification?
Do you upload your signature when you shop online?
I’ve had to fill out a few forms requiring signatures at work and am rarely asked to provide a physical copy. I don’t always have the means to use the “something I have and something I know” method and printing something, signing it and rescanning it back is just tedious.
Instead, either Adobe or OSX - I’m not sure which - offers to generate a signature for you. Signatures don’t really have inherent value anyway, but I think it’s funny that this is even more meaningless since the system is just generating what it thinks yours should be. Also, I haven’t really experimented but I would be surprised if the signature is unique.
You can sign with a mouse or touchpad but those results always look less like my actual signature than the generated one does.
Yeah, signature-based security is good in theory but is obviously heavily flawed.
When i have to “sign” online documents all I’m required to do is click a checkbox. lol
I have never in my life needed to use a credit card signature as verification
Well now you know why
places that don’t use chip & pin are wild
Those places don’t exist
There are places that ask for it, and it was common before also, at least in the US. Are you perhaps on the younger side, or haven’t been much in the US about…m 10 to 15 years ago? That’s when I had the most signature confirming type stuff, with some places not accepting a card that wasn’t signed (usually smaller shops that didn’t have a customer facing POS device, or offline CC stuff, which occasionally happened at places like Cons).